-As expected, interest rates did go up, so what does that mean if you're planning to buy and sell in 2023? Listen, the good news is, they only went a quarter point. Remember, we've been hearing that they potentially could go up 3/4 of a point. So given the turmoil that potentially happened in the banking system in the last couple of weeks, that actually helped interest rates only go up a quarter point. So, the good news is, is that they're not gonna be over 7% right now. And that Powell has come out and said, "Look, we are probably entering the recession." Like we're probably, in May, when the new Consumer Price Index comes out, housing as a percentage will probably have gone down. So maybe the Fed will say, "We have officially entered the recession." But they're still forecasting interest rates to continue to rise in 2023. And the reason why is that unemployment is still low, even though they are predicting a very rocky couple of months. They are predicting more layoffs. They are predicting that we will see a bumpy road going into the second quarter, but the prediction will be that we're still, housing is too expensive. So, what does that mean if you're planning to be a buyer or seller? Look, loans will probably get a little bit harder and tighter to qualify, but all of the loans that they have funded in the last year and even this year are very qualified. The ratios need to be right. The down payment needs to be right. So, from a lending standpoint, we are not seeing any crisis of foreclosures as we saw in 2007 and 2008. In fact, the Fed came out and said all the banking systems are protected, that the banks are protected and they will be in good shape, and they will be backed by the government. So that is good, good news. So, if you are thinking of moving, it's still a good time, because you know why? There just isn't any inventory, and inventory continues to be the driving factor. With low inventory, our prices are gonna remain right. So, if you're thinking of selling, put your home on the market because there is no inventory. If you're thinking of buying, go ahead and buy when you find the right house. But as you know, we'll be here if something happens on a daily basis if we need to be. See ya next week.