If you live in Westlake Village, Thousand Oaks, Agoura Hills, Simi Valley, or Newbury Park, when’s the last time you checked your home’s value? Not the Zestimate or a rough guess—but a real, data-driven market analysis from a trusted local real estate expert?

At Lydia Gable Realty Group, we often help homeowners uncover equity they didn’t even realize they had. In today’s Conejo Valley real estate market, that equity could be your biggest financial asset—and the key to your next move.

What Is Home Equity (and Why It Matters)?

Home equity is the difference between your home’s current market value and your remaining mortgage balance. And with home prices rising across Ventura County, many homeowners are sitting on six figures of untapped wealth.

For example, if your home in Westlake Village is worth $900,000 and you owe $500,000 on your mortgage, you have $400,000 in equity. That’s real money—money that can help you sell and upgrade, reinvest, or make life changes you’ve been dreaming about.

According to Cotality (formerly CoreLogic), the average U.S. homeowner now has over $311,000 in equity. In places like Thousand Oaks and Agoura Hills, it’s often even more.

Why You May Have More Equity Than You Think

1. Strong home price appreciation in Conejo Valley:
Over the past 5 years, property values in Simi Valley, Newbury Park, and beyond have risen sharply. If you bought your home before 2020, chances are you’ve seen significant equity gains.

2. Longer homeownership = more equity growth:


Homeowners in Ventura County are staying in their homes longer—on average 10 years or more. That means more mortgage payments made and more time for your home’s value to increase.

The National Association of Realtors reports the typical homeowner has gained $201,600 in wealth from appreciation alone over the last decade.

What Can You Do With That Equity?


💰 Sell and buy your next home in Thousand Oaks or Westlake Village.
Use your equity as a down payment—or even buy with all cash.

🔨 Renovate your current property in Agoura Hills to fit your lifestyle.
Whether you need more space or modern upgrades, strategic improvements can boost your home's resale value too.

🚀 Fund a business, cover education costs, or invest.
Tap into your equity to finance dreams or diversify your income.

Thinking About Selling in Conejo Valley?

Your equity could be your next step toward something new. At Lydia Gable Realty Group, we help homeowners across Westlake Village, Agoura Hills, Thousand Oaks, Simi Valley, and Newbury Park understand what their home is truly worth—and what they can do with it.

FAQ: How can I find out how much equity I have?
Easy—just contact us for a free home equity analysis. No pressure. Just real answers from local experts who know your neighborhood.


Ready to explore your options?
Your equity isn’t just a number—it’s a resource. Let’s turn your home value into your next move.

📍 Serving Conejo Valley: Westlake Village, Thousand Oaks, Agoura Hills, Newbury Park, Simi Valley
📞 Call Lydia Gable Realty Group or visit lydiagable.com for a free home value report.